# Saturday, 30 November, 2024

# Saturday, 30 November, 2024
This is the last day of this month. Net assets as of today marks almost 1b KRW. It is incredible considering the net assets early this year was only 730m. It means it has grown by 30%! Most of it is thanks to the high performance of S&P 500. There is no evidence ensuring the same result next year. It makes me hesitate to invest 40m upfront in S&P 500 in the ISA account. But as BOK cut the key interest rate by 25 bp a few days ago I can’t expect satisfactory results from the deposit. Well, just keeping what I’d been doing is key, right?

Today marks the last day of the month, and my net assets have reached nearly 1 billion KRW. This is remarkable, considering they were only 730 million KRW at the beginning of the year—a growth of 30%! Most of this increase is thanks to the strong performance of the S&P 500. However, there’s no guarantee of similar results next year, which makes me hesitant to invest 40 million KRW upfront in the S&P 500 through my ISA account. On the other hand, with the Bank of Korea cutting the key interest rate by 25 basis points a few days ago, I can’t expect much from deposits either. Perhaps staying consistent with my current strategy is the best course of action.